How can you actively prevent it from getting worse—like starting now/today?

  • Icytrees@sh.itjust.works
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    4 hours ago

    So you’re in your 20’s, in the states, and have never had a bank account?

    I won’t make assumptions about how that happened. I’m Canadian so I don’t know how helpful this will be since our regulations are a bit different, but have you tried just walking into a bank with everything you have and explaining the situation? If they can’t set up an account they should at least be able to point you in the right direction.

    In Canada we can get a driver’s learner permit with minimal ID. Birth certificate, SSN and proof of address should be enough. If you can get that you’ll have a government issued photo ID and you’ll be set. Alternatively, we can get a provincial ID with minimum documentation, if you can’t get a driver’s licence. There must be some equivalent in the states.

    Another option is to get someone to notorize a document and photo that says you are you. Just call a notary near you and ask how.

    • vortexal@lemmy.ml
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      4 hours ago

      I would try going to the bank on my own, but I’m not allowed to leave the house alone because my parents will threaten to call the police on me because they think I’m suicidal.

      That also rules out the last thing you said because even if I could get an ID through that method, I still wont be able to get a bank account.

      • Icytrees@sh.itjust.works
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        4 hours ago

        It sounds like the root problem is not being able to leave the house.

        Do you know anyone who can escort you? Furthermore, “leaving the house while suicidal” isn’t a crime. You’re a legal adult, so unless there are measures in place the cops can’t force you to do anything. Even if they can bring you back, you can probably set some stuff up before they find you.

        • vortexal@lemmy.ml
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          4 hours ago

          No, I don’t know anyone who could. I really haven’t talked to anyone outside of my family since I graduated high school. I also don’t really like the idea of being escorted by strangers.

            • vortexal@lemmy.ml
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              3 hours ago

              The funny thing is, is that I have considered using crypto but on top of the fact that not all platforms except crypto, I also still can’t use it because crypto platforms require IDs as well.

              • Icytrees@sh.itjust.works
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                2 hours ago

                Trading platforms and exchanges require IDs, you don’t need ID to have a crypto wallet for peer to peer transactions. I have like five.

                • vortexal@lemmy.ml
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                  2 hours ago

                  How do I setup a crypto wallet? The only time I tried crypto was back when I still used the Brave web browser and I wasn’t able to redeem the BAT that I earned without setting up a crypto wallet through a website that required an ID. If it’s just an issue with how Brave handles their crypto currency, I do know of some other sources of crypto that I can try using.

                  • Icytrees@sh.itjust.works
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                    41 minutes ago

                    Metamask is very beginner friendly and no different from setting up an e-mail.

                    https://metamask.io/en-GB

                    It’s called a “non-custodial” wallet, you control your funds so you don’t need ID. Custodial wallets are tied to exchanges that hold your funds, even though they belong to you, and all transactions are approved by the exchange. They follow KYC for legal reasons, like a stock exchange, but they’re also a bit safer to use.

                    Since you’ll be doing peer to peer transactions, remember there are no backsies. Once you send money, it’s gone.

                    You won’t be able to cash out at registered exchanges, so it’ll be tricky to get IRL money unless you have buyers you trust.

                    I haven’t used these guys in a while, but they don’t need ID in Canada at least: https://coincards.com/

                    Be safe out there. Don’t buy shit coins. Sign up for airdrops. Transfer fees go up and down throughout the day, it’s always cheaper to move larger volumes at night in North America.

      • ☂️-@lemmy.ml
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        4 hours ago

        do you have trustworthy friends or relatives that can help you out? this seems shittier than it looks…

        can you look up the documentation for it and steal it from you parents? find a way to sneak to the dmv so you can get your id?

        • vortexal@lemmy.ml
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          4 hours ago

          No, I haven’t talked to anyone outside of my family since I graduated high school and I have no way to contact any of my other relatives, assuming they would even help.

          As for the documentation, I don’t even know how to obtain some of the required documentation. For example, one of the requirements from what I’ve read, is two documents from different sources that are on an “acceptable document list” proving that I have a street address. I’ve looked at the list and it’s mostly legal documents from sources that I’ve either never heard of or have no legal way of obtaining.