I never understood the benefit of this. You need to go backwards at some point regardless.
I never understood the benefit of this. You need to go backwards at some point regardless.
Since they specified “falsely” does that mean that there is legitimate witchcraft going on?
Mostly convenience, the Klarna app is miles ahead of what my bank offers.
While I agree that increasing consumer debt is a problem, I think Klarna provides a valuable service for online shopping.
I can get my goods delivered and inspect them before paying anything. If the goods are not as stated (or don’t arrive at all) I just dispute it and then it is Klarnas problem, I haven’t risked anything of my own money. If I had paid up front, I would have to try to get my money back. It’s almost always harder to get money back than to dispute and refuse to pay.
Some regulations are welcome, but I don’t see BNPL as a bad concept in itself.
That makes a lot of sense actually.