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Cake day: December 19th, 2024

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  • Critical_Thinker@lemm.eetoWorld News@lemmy.world*Permanently Deleted*
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    3 months ago

    3300/6600 here. 6000/12000 out of pocket maximum though.

    I’m basically dinged for 3300 whenever I need health services other than a yearly physical or an eye exam.

    Every january we drop 3300 on meds for my wife and she gets eaten alive with copays for all her specialist visits.

    The $1000 deductible plan my employer offers costs $1062/month for family and you still pay $40 per visit as a copay, and the employer is still dropping that $1500/month - so you’re effectively paying $30,744 to insure a family of 3 and that’s not all-in on expenses. Plus since $1000 is a “low” deductible you don’t get to keep basically anything you put into your FSA, unless you know you’re gonna use it all. Why medical expenses are ever subject to taxes is beyond me. The whole thing should be single payer… we could probably operate on a third of the budget we have today without giving any worker providing care to patients any kind of pay cut. The middle men (insurance) do very well.

    They can only make profits off of something like 20-25% of overall revenue, the rest must be spent on “providing and improving” patient care. Hiring bean counters to make sure you maximize your revenue and reject as many costly applicants as possible is part of the “providing and improving” part, so they spend substantially less than 75% of their revenue on actual treatment.


  • That’s cute that you think $450 a month gets you an insurance plan. At that price it’s subsidized by somebody.

    My employer sponsored plan costs me $300 a month and they pay $1200 a month. It’s still high deductible. It still covers next to nothing. My wife’s necessary life saving meds still hit the deductible each year, costing me several thousand dollars additionally.


  • There is zero chance that tariffs will go away by trump’s own actions in the short term. He’s committed to using them as the method of paying billionaires off with their tax cuts that have us very underwater right now.

    The trade deficit is just some smoke and mirrors that they are using to say “look how unfair they are!” and to decline any rational negotiations for free trade.

    he might make short term pauses especially if he will get something from it for his buddies, but he’s not looking to use any other revenue strategy. He’s there to cut anything going to people who don’t vote for him or pay him (don’t forget that the billionaires all just kissed the ring with 1M for his inauguration party.) He’s just going to keep the trump sales tax strategy as his method of enriching the wealthy. Life is cheap when you make vast in excess of the taxed bare necessities with interest or dividends alone.


  • I think most people probably have a lifetime plex pass for their plex server, or they are using alternative servers.

    Lifetime pass grants licenses to all clients, at least it used to unless this changes that.

    My server has many users and nobody has paid anything aside from my original buy of $120 in 2019. So far that comes out to about $1.67/mo for unlimited users and unlimited updates.

    I’m not saying I really like the updates though. I think they should have remained slim, but someone is trying to make more and more money by branching out into bullshit beyond private media serving. All that trash should be separate products that are divorced from the private media server / client product.

    All this being said, check out Jellyfin, little reason to use plex over it for private media but it has some limitations if you need subtitles or cannot relocate file structures.



  • Jellyfin is absolute dogshit though.

    Sauce: I just installed it on my media server that concurrently runs plex. I run the app on a fire tv cube to use it… and it crashes* constantly.

    Edit: More stuff :)

    -My media library when imported immediately showed seasons of shows as separate shows, it doesn’t intelligently automatically merge it like Plex would.

    -Subtitle options are not consistent or robust. I MUST have subtitles due to having a multilingual family which is largely ESL, if they speak English at all. This is the problem I tried moving to jellyfin to fix.



  • If you’re immigrating you have to finish a process before you become a resident. My wife wasn’t a resident for a full year until after we got married and she did the process. This means if she spent her money to buy a home during that time she would have been subject to the 100% tax.

    This is what I mean. You can buy a house and live in it before you are a permanent resident. You can buy a house on a fucking visa and move in to the house and only later get whatever immigration document gives you lawful resident status.


  • My wife is on year 4 of the immigration process in the US. She’s still dealing with people misunderstanding how work authorization works with recruiters when applying to roles. She applied ages ago to get the condition removed from her permanent residency. This is even working for years at major companies and making 6 figures. We also bought a home after she started the process.

    I know and understand that the US immigration process is not the same as what is in Spain or any other country, but bureaucratic bullshit exists everywhere and you don’t know the gotchas until you go through it yourself.

    Saying someone needs to complete a process that can easily take 5+ years in some cases is just not realistic or fair. You shouldn’t be forced to rent, it leaves you ripe to being exploited as an immigrant often by people who are xenophobic and bigoted.

    There are ways to change the dynamic of landleeches but screwing immigrants isn’t the solution. Everyone needs a place to live, nobody needs a place to rent out or to leave vacant as an investment. There should also be exceptions for things like commercial properties e.g. things zoned for business use. Shouldn’t be fucking an immigrant over for opening up a gas station or restaurant to make ends meet because the locals are too xenophobic to hire foreigners (a huge issue all over the world.) ___