basically everything,i guess.
Ja
Banks.
Using YOUR money to make a lot of money from investing in horrible companies.Not just investing. Every time banks loan money to someone they steal from everyone.
Fractional reserve banking means that banks only need to have a fraction of the money their customers have in accounts actually in reserve, based on the idea that not everyone will withdraw all their money from the bank at the same time. For example, if people have deposited €1000 at a bank, the bank may be allowed to have €1500 is customers’ accounts, because only a fraction needs to be covered by actual money. The rest is just entries in a database.
Because of the difference between what was deposited and what they are allowed to have as ‘virtual’ money in accounts, they can loan out the difference. So when someone asks for a €500 loan, they approve it and put €500 in the customers account without actually having more money in reserve. They basically create that €500 out of thin air. (Which the customer eventually has to pay back with real money).
Because the total amount of money actually represents the total amount of value created (e.g. by labour and manufacturing), and they just created more money without actually creating more value, the bank just caused a little bit of inflation by issuing that loan. Meaning every time they issue a loan everyone else’s money becomes worth a little less, and this difference eventually ends up in the bank’s pockets.
religion
Services that still bother touting the whole ‘up to’ practice.
You’re never guaranteed anything, you just deal with what the service decides to give you. Internet especially, if you’re always getting less than the speed advertised - oh well - they said ‘up to’ which to them means, you’ll get it on a good day but every other day, deal with what’s there.
Water companies, when there’s only one in the area. I’ve played this boardgame before…
For some people? Pre-ordering digital games. I mean huh? What are ye even doin there Jimmy-Bob? You afraid they’re gonna run out of copies? O.o
That used to make sense before all games were delivered over the internet. When all games were delivered physically via disk, running out was possible. Preorder made sure you had your copy on the day of the release.
Lottery tickets, its everywhere. It gets shoved in my mailbox all the time. To me its just gambling but then with worse odds… How is it legal to market it so much?
It gives hope to poor people
Peak capitalism
Recycling being the responsibility of the consumer
And recycling most plastics. End up in a landfill because its cheaper than actually recycling them.
I think it is often simply burned to generate heat/electricity
FIAT money
Capitalism. The state. Cops.
Why did you say the same thing three times?
•Buying home •Private insurance •New cars •Haircuts •Eating at expensive restaurant •Fast food •Subscriptions instead of owning •Brands •Cotton-swab not for ear •Jiffylube •Carbon emissions from consumer vehicles •Tariffs •Freetrade agreements •Food deliver services
How do you think used cars exist if there aren’t people that buy new ones?
And… owning a home? Huh?
You never truly own the home due to property taxes.
Work.
Inflation. The money you have is worth less every year by design. It’s a secret tax on all of us.
Tbf we should always aim for slight inflation. You want to incentivize people to use their money on things so it circulates, and it being slightly depreciating is the best way to do that.
If it was the best option long term to just stuff money into a mattress and sit on it for a decade then that has it’s own problems
The best inflation is zero. The second best is slight inflation. The third best is slight deflation. Because they can’t control it that well they aim for slight inflation so it doesn’t go negative.
“best way to do that” for who? corporate profits, or humanity?
Paying for education that “the market” wants us to have so they can have a larger pool of skilled workers, leading to lower salaries
Working harder instead of prioritizing.
